Simple, attractive interface, Can create custom labels that match how you think about your expenses, Easy to get benefit without directly connecting accounts, Terrific help, including regular live how-to webinars
Little personal finance context beyond budgeting, Many financial institutions require a third party intermediary to make the connection, Regular hands-on updates input can get tedious
YNAB’s learning curve is steep. The service requires you to think about how you’re constructing your budget and spending your money, rather than analyzing money you’ve already spent – a hallmark of competing products like Mint. And to get the most benefit...